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Docu – Daily Cashflow
✨ 100% Free • Zero Ads • No Paywall • Privacy First

Master Your Cashflow.
Protect Your Privacy.

Docu – Daily Cashflow (Daily Organized Cashflow Utility)
Tired of financial apps packed with disruptive ads or locking essential tools behind expensive monthly subscriptions? DOCU offers a serene, private, and all-in-one space to master your money, plan dreams, and reach financial freedom without spending a single penny.

Goals
Investment
Shopping
Debt Payoff
Receipt Scanner
Routines
DOCU Wallet Interface

Love DOCU? Fuel Our Independence!

DOCU is developed with zero ads and zero paywalls. Voluntary contributions keep cloud backups, formula APIs, and ongoing engineering alive.

Why Choose DOCU?

Designed from the ground up to place complete privacy and dignity back into financial management.

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100% Free & No Ads

No pop-ups, no tracking beacons, and no hidden features locked behind paywalls.

Private & Offline-First

Your records live inside your device SQLite storage. Fully functioning without internet.

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Google Drive & Sheets

Direct sync to your personal Google Sheets & Drive folders without intermediary servers.

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Obsidian Glass UI

Tactile modern design with 60fps animations, Obsidian Dark & Pure Light themes.

8 Pillars of Financial Control

Scroll through our complete capability suite to see the live demonstration.

01 Scanner

Receipt Scanner

Instant photo OCR extraction for convenience store slips, gas receipts, and banking transfer screenshots without cloud data leaks.

02 Wallet

Multi-Wallet & Profile Separation

Manage separate isolated profiles for personal expenses vs business/freelance cashflows with seamless internal balance transfers.

03 Budget

Smart Budgeting & Milestone Goals

Real-time warning gauges as limits approach 80% and circular milestone rings for house down payments and emergency funds.

04 Trip

Lifestyle, Travel & Multi-Currency

Automated trip budgets with multi-currency conversion, recurring bill automation, and smart shopping checklists.

05 Investment

Investment & Asset Portfolio

Track stocks, gold, and crypto portfolios with real-time, you can record sell, buy and dividen.

06 Education

Financial Literacy & Biometric Lock

Sharpen money instincts with interactive financial flashcards and protect sensitive balance sheets with fingerprint biometric locks.

07 Voice

AI Quick Voice & BYOK (Gemini)

Our voice engine parses multiple transactions, debts, and budgets in a single sentence.

08 Sync

Multi-Device Google Drive Mirror Sync

Mirror your database seamlessly across phone, tablet, and PC through encrypted snapshots stored in your personal Google Drive.

INDOMARET RECEIPT #9812
Item: Mineral Water, Snack, Coffee
TOTAL: Rp 45.500
BCA QRIS Auto-Categorized
BCA Primary Account Rp 8.500.000
Business Freelance Rp 14.200.000
Emergency Vault Rp 25.000.000
Monthly Dining Budget
Spent: Rp 1.560.000 Cap: Rp 2.000.000
CGK (Jakarta) HND (Tokyo)
JPY ⇄ IDR Live Rate Sync
🥇 Antam Gold: Rp 1.480.000 / gr (+1.2%)
🔒 Verified Biometric
"Lunch 50k yesterday 4pm with team"
Parsed: Expense • Food • Rp 50.000
📱
⇄ ☁️ ⇄
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End-to-End Google Drive Mirroring

Designed for Real Financial Life

Take a peek into DOCU's native Android & iOS interfaces. Built with love, dark mode obsidian, and clarity.

12 Built-In Business Tools & Simulators

Professional financial modeling and business simulation right inside your pocket without subscription barriers.

FIRE

FIRE Calculator

Early retirement capital target based on the 4% safe withdrawal rule.

Mortgage

Mortgage (KPR)

Fixed & floating bank interest schedule simulator.

Debt Payoff

Debt Payoff

Snowball vs Avalanche credit payoff acceleration.

Emergency

Emergency Fund

3–12 months ideal survival reserve computation.

Inflation

Inflation Horizon

Future purchasing power discounting calculator.

Rent vs Buy

Rent vs Buy

Property opportunity cost comparative analysis.

BEP

Break-Even Point (BEP)

Unit & sales break-even threshold for UMKM business.

Pricing

Margin & Pricing

Gross margin vs markup sales optimization.

Hourly Rate

Hourly Rate

Freelancer rate formula factoring overhead and tax.

Payback

Payback Period

Capital expenditure recovery timeframe modeling.

Runway

Business Cash Runway

Monthly burn-rate survival timeframe for startups & projects.

Simulasi Bisnis

Business Simulation

What-if scenario modeling for revenue, operational costs & profit projections.

"We believe that the tools to live an organized, debt-free life should never carry a hefty price tag. DOCU was forged with genuine care so everyone can enjoy a world-class financial companion without predatory subscriptions."
💌 The DOCU Engineering & Design Team

Support DOCU via QRIS

Scan with GoPay, OVO, DANA, BCA, Mandiri, etc.

QRIS Barcode DOCU
Every cup of coffee helps us maintain independent research, Google Sheet integrations, and continuous improvements. Thank you!

FIRE Simulator

Required Nest Egg (4% Rule)
Rp 3.000.000.000